A plan is just a plan until you take the first step. We can help you take action to move you toward your goals – whether you’re looking for ways to save and invest, prepare for retirement, protect your family or business. At Coleridge Capital, our approach is to bring order and coordination to all areas of your finances, so you can achieve your lifestyle goals without fear of running out of money.
We’ll show you the amount of money you’ll ultimately need based on your goals to ensure complete peace of mind in knowing your future lifestyle is secure and make sure you don’t run out of money before you run out of life.
Your future is unknown, and it’s important to consider the risks and be prepared if things don’t go to plan. This means thinking about what’s important to you. Are your family fully protected if something were to happen to you? How would this financially impact on them during this emotional time? No two people are the same, and the type of protection you need will depend on your personal circumstances and stage in life.
Looking to the future as a parent, it’s natural to want to give your child every opportunity to discover what they’re good at, and what they enjoy doing in a secure and nurturing environment. Sending your child to an independent school is a big decision and costly. You need to consider the following. How much does private schooling cost? On top of tuition fees, what other costs might I have? How much time do I have to invest by the time fees become due? We’ll help you uncover the answers.
Starting as soon your children are able to count is key and making money the topic of regular family discussions. Are you planning to give them a cash gift so that you can talk about saving versus spending? Have you labelled jars to separate money – one for saving, one for spending, and one for donating? Have you set them a goal, such as when they want to buy a toy? Showing your children the right approach to dealing with finances will pass on good money skills to last a lifetime.
At Coleridge Capital, we aim to build a long-term relationship with you – throughout the process of building, managing and transferring wealth – from both a personal and a business perspective. As your goals change over time, so do the solutions we create for you.
If you want to benefit from ideas from more than a single asset management team and see how an independent whole of market approach can work for you, your family and business, please contact us – we look forward to hearing from you. We are unbiased, have no conflicts of interest and receive no commission from the worlds leading asset managers who will help us manage your risks and improve your chances of meeting your objectives.
