What type of Life insurance plan should you consider– it’s about optimising the effectiveness of your wealth for the next generation, or ensuring the continuation of your business.
Without proper protection in place, you may not be able to guarantee that your wealth is passed to those you intended, in the way you intended – or it could mean your business is not insured against your financial loss. When you have worked hard throughout your life to acquire personal and business assets, it is important to plan how best to keep this wealth in later life and ultimately protect it for your family. At Coleridge Capital, we offer legitimate estate planning and tax mitigation opportunities, whilst providing the much-needed assistance to alleviate the financial burdens of everyday life.
High-touch independent personal, face-to-face advice and expertise is the centre of our service. Our highly experienced team will provide an informed insight into every aspect of your wealth. Let’s take the next step together.
For most of us, life is a series of important milestones that may cause us to think about the future. Inevitably, when we think about our life and beyond, we can’t help but think of what may happen to the people we leave behind. Will my dependents become financially responsible for any of my outstanding debts? Will my mortgage be repaid? Will I be able to leave behind money for my family?
Have I planned for the challenges facing my family and business to protect the future of their security and finances? Will all of my assets go exactly where I want them to in a way that is as tax-efficient as possible for my loved ones? Should I consider transferring my wealth and assets to one or more parties?
Whether your business in question is a partnership, a Limited Liability Partnership, a company, or you’re a sole trader, you are likely to be crucial to its continued activities and prosperity. Would your premature death impact on the continuation of your business? Have you made plans to provide the financial support to make alternative arrangements?
Looking at your full financial picture, we can help you determine how likely you are to reach your financial goals. Our process helps you adapt your strategy in a way that can best reach your goals and respond to changes in the market or in your life. At Coleridge Capital, it all starts with a conversation to gain a thorough understanding of you – your needs, your investments, your lifestyle and family, and your goals for the future.
If you want to benefit from independent whole of market advice for you, your family and business, please contact us – we look forward to hearing from you.
